About Merchant Money

We strive to democratise and humanise the finance industry

Our Story

Technology is our enabler – understanding our clients is our strength.

Merchant Money is a specialist provider of fast and flexible funding to small businesses in the UK. Our tailored facilities (of up to £500,000) can help SMEs to raise funding for stock purchases, refurbishments, cash flow management, or anything else that they require.

With over 5 years of experience, our dedicated lending experts offer a premium service for a competitive price. Using powerful risk assessment technology and some good common sense, we take a revolutionary approach to small business lending. 

Since we launched in 2013, we’ve helped countless small businesses grow and we intend doing so for many more. In some ways, we are investors more than lenders. If you’re interested in expanding production, buying more stock or hiring new talent, then so are we. Ultimately, we grow by helping you grow.

Our Philosophy


Our strong financial backing means that we are big enough to be successful but small enough to care about every application that we receive.


We will develop new lending products as necessary to help our client base secure the right loan product that matches their business need.


Less than 24 hours after completing Step One, you will have the funds in your bank account.

We want to help others by sharing our knowledge and experience. With MM, you talk to the decision makers. We want to understand our client needs and treat each business individually. We are transparent in what we do and we want people to feel safe being around us. We value feedback and we like to keep things personable and real.


Speak to our team of experienced advisors, who will help you customise the best loan type for your business needs or with any other question.

Get approved for up to £500,000 today. Absolutely no hidden fees and no hassle!