Ltd company loan

Fast, flexible finance of up to £150,000.

Apply for Free | About us

Our Ltd company loan:

Tailored to the specific needs of your Limited Company

  • Business Loans up to £150,000
  • Personal touch and dedicated support
  • Loan terms from 1-36 months
  • Apply in minutes with 24-hour approval
  • Only pay interest on what you owe
  • Absolutely no hidden fees or costs

How does it work?


Take five minutes to complete our two-step Application Form.


We will provide you with secure login details to upload additional documentation for our lending experts to review.


Less than 24 hours after completing Step One, you will have the funds in your bank account.


Loan terms are tailored to your business profile and your ability to repay comfortably. We even offer an easy top-up process.

Unlike major banks or traditional lenders, you don’t need a detailed business plan and you don’t need an appointment. Instead, we take the time get to know our clients better. We assess you and your business holistically.As this is an unsecured small business loan, you don’t need to provide property or other assets as security for a loan. Our processes are fuss-free, quick and our loan terms are flexible, affordable and fully transparent. Get approved for free and we’ll get to work on releasing your funds.

Start Application

Success stories

Merchant Money fund The Borough to become nation’s pride – their story.

Do I Qualify?

  • My company is registered in the UK
  • My current debt obligations are affordable
  • I have a minimum of one year’s accounts
  • My minimum monthly turnover is £7000
  • I don’t have a previously liquidated business with outstanding creditors
  • My Director or Shareholder is a homeowner and over 18 years of age


What will it cost? That depends on the product you will apply for. Select one of the products on the tabs below and get an idea of the minimum repayments.

Fast, Transparent Pricing

Calculate your monthly instalment instantly.
6 repayments from £3571
Get a real quotation in minutes with a 24 hour approval
Apply Now
*Please note that this calculation is an estimate only. To obtain a personalised quote, please call us or apply here.
Full terms and conditions will be in the loan offer.

Fast, Transparent Pricing

Calculate your daily instalment instantly.

Estimated Daily Repayment -

Maximum Loan Value -

Apply Now
*Your estimated daily repayment is based on your monthly card turnover. We take an agreed percentage of all future card sales, big or small, until your advance is fully repaid. To find out exact amounts you should speak to us or apply for free. Full terms and conditions will be in the loan offer.

As featured in

More information about our Ltd company loans

We run our own business too so we understand the pressure of managing cash flow, especially when good deals need to be made. If your limited company is in need of a short term loan, the traditional first port of call is likely to be the high street bank – perhaps the one whose funding helped you to start up your LTD company in the first place. Unfortunately, that may no longer be the safest port in any financial storm facing your business these days. There are reports aplenty about the generally discouraging and unhelpful response given by many high street banks to appeals for lending. Indeed, some research has disclosed that currently only 20% of micro-businesses in the UK have been able to borrow from their bank and an alarming one in six of them has resorted to a payday loan.

Get funding today

Benefits of our Ltd company loans over banks

  • Apply in minutes
  • 24-hour approval
  • Flexible terms
  • Only pay interest on what you owe
  • No upfront or early settlement fees
  • No security or business plans required

About our Ltd company loans

Although there may be other sources of funding available – such as peer to peer financing, crowd sourcing or angel investment, to name but a few – the simple and straight forward company loan is probably still the most sought after. The principles of such borrowing are familiar, many companies consider interest rates to be competitive and repayment periods are often sufficiently flexible to cater to most company needs.

Finding your lender

Perhaps one of the safest and most reliable ways of identifying a potential lender is to look for membership of the professional association, the National Association of Commercial Finance Brokers (NACFB) – of which Merchant Money, of course, is a member.

The size of the loan

Our B2B funding offers companies amounts from between £1,000 and £50,000. The facility is generally reserved for limited liability companies that have already been in business for at least a year and whose directors are all over the age of 18. Loans of other amounts – for example, those in excess of £25,000 – may be available to partnerships and sole traders.


Whether any advance is secured against the company’s assets is, of course, a matter for individual lenders, but some, such as ourselves, request no such security – simply a personal guarantee from two of the company’s directors.

The repayment period

These are generally short-term company loans, with repayment periods of between a few months and up to 24 months, depending on the borrower’s requirements – flexibility being the key. Since the repayment period, together with the total amount borrowed, also determines the amount of interest to be paid, you might want to consider those lenders who make it easy to calculate that interest. Typically, this is provided by a simple ready-reckoner on the lender’s website.

Fast lending

One of the principal characteristics of this kind of LTD company finance is the sheer speed with which business finance may be arranged. A simple and straightforward online application form typically kicks off the application process. After a brief discussion with the applicant and consideration by the lender, a decision may be made the same working day, with the transfer of the requested funds taking place within the hour.

Get started with a LTD company loan today


Speak to our team of experienced advisors, who will help you customise the best loan type for your business needs or with any other question.
Get approved for up to £500,000 today. Absolutely no hidden fees and no hassle!