Interest only company loans

Fast, flexible finance of up to £150,000.

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Our interest only company loan:

Our helpful and experienced advisors, who will help you customise the best loan type for your business needs.

  • Business Loans up to £150,000
  • Personal touch and dedicated support
  • Loan terms from 1-36 months
  • Apply in minutes with 24-hour approval
  • Only pay interest on what you owe
  • Absolutely no hidden fees or costs

How does it work?


Take five minutes to complete our two-step Application Form.


We will provide you with secure login details to upload additional documentation for our lending experts to review.


Less than 24 hours after completing Step One, you will have the funds in your bank account.


Loan terms are tailored to your business profile and your ability to repay comfortably. We even offer an easy top-up process.

Unlike major banks or traditional lenders, you don’t need a detailed business plan and you don’t need an appointment. Instead, we take the time get to know our clients better. We assess you and your business holistically.

As this is an unsecured small business loan, you don’t need to provide property or other assets as security for a loan. Our processes are fuss-free, quick and our loan terms are flexible, affordable and fully transparent. Get approved for free and we’ll get to work on releasing your funds.

Start Application

Success stories

Merchant Money fund The Borough to become nation’s pride – their story.

Do I Qualify?

  • My company is registered in the UK
  • My current debt obligations are affordable
  • I have a minimum of one year’s accounts
  • My minimum monthly turnover is £7000
  • I don’t have a previously liquidated business with outstanding creditors
  • My Director or Shareholder is a homeowner and over 18 years of age


What will it cost? That depends on the product you will apply for. Select one of the products on the tabs below and get an idea of the minimum repayments.

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More information about interest only business loans

When applying for a business loan, typically you would be required to provide evidence of your business’ wealth, or provide some sort of security in the form of collateral. However, with interest only business loans from Merchant Money, we do not require anything other than a personal guarantee from two of your company’s directors.

Even if you are a sole trader, you can work out an interest only business loan with our helpful and experienced advisors, who will help you customise the best loan type for your business needs.

With Merchant Money, you will only ever pay interest on your loan, nothing more. As our loans are short-term over periods of no more than 24 months, you can count on us to provide you with a reasonable loan with competitive interest that you can afford.

Get funding today

Benefits of our interest only business loans over banks

  • Apply in minutes
  • 24-hour approval
  • Flexible terms
  • Only pay interest on what you owe
  • No upfront or early settlement fees
  • No security or business plans required

Advantages of our interest only business loans

Interest only business loans are ideal for small businesses that may not have a large cash flow or substantial capital to bargain with. Here at Merchant Money, we help you avoid the risks of putting up your business or personal property as collateral by providing simple and straightforward interest only loans.

At Merchant Money, you can avoid the time consuming and complex task of dealing with angel investors, crowd funders or peer-to-peer investment. What we provide is simple – straightforward finance with no strings attached.

With our help, you could have the money you need in an instant, and with no early settlement fees you can take advantage of our competitive interest rates and repay your loan as soon as it suits you to do so.

Our application is quick and simple, and you can easily check how much you could borrow and what your interest only repayment plan might look like by using our interest only business loans calculator.

When are interest only business loans right for your business?

If your business is in need of funds, you may not have the collateral you need to secure a loan from other sources. As well as this, you may not have several weeks to wait for the application to be dealt with. Interest business loans from Merchant Money are the ideal solution for any small business that needs quick and reliable funding without having to pay out any extra than our reasonable interest.

Find out how an interest only business loan from Merchant Money can help boost your company.


Speak to our team of experienced advisors, who will help you customise the best loan type for your business needs or with any other question.
Get approved for up to £500,000 today. Absolutely no hidden fees and no hassle!