Business Development Loans

Fast, flexible finance of up to £150,000.

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Our Business Development Loan:

We seek to make this process as easy as possible for you

  • Business Loans up to £150,000
  • Personal touch and dedicated support
  • Loan terms from 1-36 months
  • Apply in minutes with 24-hour approval
  • Only pay interest on what you owe
  • Absolutely no hidden fees or costs

How does it work?


Take five minutes to complete our two-step Application Form.


We will provide you with secure login details to upload additional documentation for our lending experts to review.


Less than 24 hours after completing Step One, you will have the funds in your bank account.


Loan terms are tailored to your business profile and your ability to repay comfortably. We even offer an easy top-up process.

Unlike major banks or traditional lenders, you don’t need a detailed business plan and you don’t need an appointment. Instead, we take the time get to know our clients better. We assess you and your business holistically.

As this is an unsecured small business loan, you don’t need to provide property or other assets as security for a loan. Our processes are fuss-free, quick and our loan terms are flexible, affordable and fully transparent. Get approved for free and we’ll get to work on releasing your funds.

Start Application

Success stories

Merchant Money fund The Borough to become nation’s pride – their story.

Do I Qualify?

  • My company is registered in the UK
  • My current debt obligations are affordable
  • I have a minimum of one year’s accounts
  • My minimum monthly turnover is £7000
  • I don’t have a previously liquidated business with outstanding creditors
  • My Director or Shareholder is a homeowner and over 18 years of age


What will it cost? That depends on the product you will apply for. Select one of the products on the tabs below and get an idea of the minimum repayments.

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More information about business development loans

If you are seeking to develop your business and need financial help then our business development loans offer an ideal solution.

With our simple and straightforward repayment plans, you could be on your way to developing your business quickly and easily. As a small business ourselves, we understand the costs and pressures involved in developing your business, and we seek to make this process as easy as possible for you.

Our advisors take the time to get to know you and your plans for your business development so we can customise the best business development loan for you. We pride ourselves on building a personal connection with business owners who apply for our loans and we’re here ready to help you now.

Get funding today

Advantages of our business development loans

When applying for a business development loan, you would typically be expected to provide evidence of substantial capital, or provide some form of collateral to secure the funding you need. At Merchant Money, what we provide is simple – straightforward finance with no strings attached.

You can have the funds you need within 24 hours, so you don’t have to wait around or go through a lengthy application process before you can get your development plans underway. All we need from you is a personal guarantee from two of your company’s directors.

We offer a flexible repayment plan for up to 24 months, and with no early settlement fees you are free to make repayments whenever you wish. As members of the National Association of Commercial Finance Brokers (NACFB), you can rely on us to offer you an honest and reliable service.

When are business development loans right for your business?

Perhaps you are interested in expanding your company, or maybe you need to outsource certain aspects of your business to ease the day-to-day management requirements. Whatever your reason for developing your business, our business development loans offer you quick financing so you can kick-start your plans.

You can apply for business development loans with Merchant Money with absolutely no obligation, so you can find out if this loan type is right for your business without spending a penny. Check our business development loans calculator to see exactly how much you could borrow and what your repayment plan could look like.


Speak to our team of experienced advisors, who will help you customise the best loan type for your business needs or with any other question.
Get approved for up to £500,000 today. Absolutely no hidden fees and no hassle!

Benefits of our business development loans over banks

  • Apply in minutes
  • 24-hour approval
  • Flexible terms
  • Only pay interest on what you owe
  • No upfront or early settlement fees
  • No security or business plans required