More information about
Business Development Loans


When applying for a business loan, typically you would be required to provide evidence of your business’ wealth, or provide some sort of security in the form of collateral. However, with interest only business loans from Merchant Money, we do not require anything other than a personal guarantee from two of your company’s directors.

Even if you are a sole trader, you can work out an interest only business loan with our helpful and experienced advisors, who will help you customise the best loan type for your business needs.

With Merchant Money, you will only ever pay interest on your loan, nothing more. As our loans are short-term over periods of no more than 24 months, you can count on us to provide you with a reasonable loan with competitive interest that you can afford.

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Benefits of our interest
only business loans over banks


Merchant Money was explicitly established to empower businesses such as yours to reach its goals by providing momentary business finance. We have developed different products to fit your business needs.

  • Apply in minutes
  • 24-hour approval
  • Flexible terms
  • Only pay interest on what you owe
  • No upfront or early settlement fees
  • No security or business plans required
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Advantages of our
interest only business loans


Interest only business loans are ideal for small businesses that may not have a large cash flow or substantial capital to bargain with. Here at Merchant Money, we help you avoid the risks of putting up your business or personal property as collateral by providing simple and straightforward interest only loans.

At Merchant Money, you can avoid the time consuming and complex task of dealing with angel investors, crowd funders or peer-to-peer investment. What we provide is simple – straightforward finance with no strings attached.

With our help, you could have the money you need in an instant, and with no early settlement fees you can take advantage of our competitive interest rates and repay your loan as soon as it suits you to do so.

Our application is quick and simple, and you can easily check how much you could borrow and what your interest only repayment plan might look like by using our interest only business loans calculator.

When are interest only business
loans right for your business?


If your business is in need of funds, you may not have the collateral you need to secure a loan from other sources. As well as this, you may not have several weeks to wait for the application to be dealt with. Interest business loans from Merchant Money are the ideal solution for any small business that needs quick and reliable funding without having to pay out any extra than our reasonable interest.

Find out how an interest only business loan from Merchant Money can help boost your company.

Merchant Money is a member of the Federation of Small Business (FSB) and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are uncompromising in our principles and practice ethical and responsible lending at all times.