At Merchant Money, we believe that your business should have access to reliable and secure cash flow funding as and when you need it. However, securing cash flow funding from UK banks has become increasingly difficult, and most SMEs lack knowledge of the alternative finance market.

Merchant Money wants to see your business thrive. As a result, we take the time to get to know you so we can offer you the best possible service for your business needs.


Advantages of our
cash flow funding

When applying for cash flow funding, traditional lenders such as banks will usually require you to provide evidence of an already healthy cash flow. Of course this is not always possible. At Merchant Money, what we provide is simple – straightforward finance with no strings attached.

Our application process takes less than a minute, and we respond to all applications within 24 hours. With flexible repayment periods of up to 24 months and no early settlement fees, the advantages of cash flow funding with Merchant Money are plain to see.

Best of all, we require no security – just a personal guarantee from two of your company’s directors. Thanks to our competitive interest rates, you can enjoy your cash flow funding from us without worrying about cost.


When is cash flow
funding right for your business?

Cash flow funding is right for your business if you need to fund certain operations within your company or if you are planning to expand your company. In such cases, cash flow funding can help cover your costs in the short-term for investments that you expect a return on in the near future.

We offer no obligation applications, so get in touch today or check out our Cash Flow Funding Calculator to see how much you could borrow and what you repayment plan could look like with Merchant Money. As a member of the National Association of Commercial Finance Brokers (NACFB), you can rely on us to offer you cash flow funding responsibly.


Merchant Money is a member of the Federation of Small Business (FSB) and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are uncompromising in our principles and practice ethical and responsible lending at all times.