E-commerce funding

Fast, flexible finance for eBay and Amazon businesses of up to £150,000

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Our approach to funding e-commerce businesses:

Long-term growth without the long-term burden of costly interest rates

  • Business Loans up to £150,000
  • Personal touch and dedicated support
  • Loan terms from 1-36 months
  • Apply in minutes with 24-hour approval
  • Only pay interest on what you owe
  • Absolutely no hidden fees or costs

How does it work?


Take five minutes to complete our two-step Application Form.


We will provide you with secure login details to upload additional documentation for our lending experts to review.


Less than 24 hours after completing Step One, you will have the funds in your bank account.


Loan terms are tailored to your business profile and your ability to repay comfortably. We even offer an easy top-up process.

Unlike major banks or traditional lenders, you don’t need a detailed business plan and you don’t need an appointment. Instead, we take the time get to know our clients better. We assess you and your business holistically.

As this is an unsecured e-commerce business loan, you don’t need to provide property or other assets as security for a loan. Our processes are easy and quick, our loan terms are flexible, affordable and fully transparent. Exactly what you need to start growing your eBay or Amazon business. Apply in minutes, 24-hour approval!

Start Application

Success stories

Merchant Money fund The Borough to become nation’s pride – their story.

Do I Qualify?

  • My company is registered in the UK
  • My current debt obligations are affordable
  • I have a minimum of one year’s accounts
  • My minimum monthly turnover is £7000
  • I don’t have a previously liquidated business with outstanding creditors
  • My Director or Shareholder is a homeowner and over 18 years of age


What will it cost? That depends on the product you will apply for. Select one of the products on the tabs below and get an idea of the minimum repayments.

Fast, Transparent Pricing

Calculate your monthly instalment instantly.
6 repayments from £3571
Get a real quotation in minutes with a 24 hour approval
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*Please note that this calculation is an estimate only. To obtain a personalised quote, please call us or apply here.
Full terms and conditions will be in the loan offer.

Fast, Transparent Pricing

Calculate your daily instalment instantly.

Estimated Daily Repayment -

Maximum Loan Value -

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*Your estimated daily repayment is based on your monthly card turnover. We take an agreed percentage of all future card sales, big or small, until your advance is fully repaid. To find out exact amounts you should speak to us or apply for free. Full terms and conditions will be in the loan offer.

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More information about e-commerce funding

Our e-commerce funding is the ideal solution if you want to grow your eBay or Amazon business. Unlike other forms of business lending that can be comprised of a lengthy application process and rigid repayment policies, e-commerce funding is quick and simple. Start growing your eBay or Amazon business today!

Get funding today

Benefits of our e-commerce funding over banks

  • Apply in minutes
  • 24-hour approval
  • Flexible terms
  • Only pay interest on what you owe
  • No upfront or early settlement fees
  • No security or business plans required

The advantages of e-commerce funding

Applying for e-commerce funding couldn’t be simpler with Merchant Money. We ensure that our e-commerce loans give you the flexibility you need when running a small business. With that in mind, we offer e-commerce funding for up to 36 months, but with no early settlement fee you can pay back your loan as soon as you like.

We offer competitive interest rates so you have the power to grow your business with your e-commerce funding rather than become burdened by it. Best of all, you could have the funding you need in less than a day, as we process all requests within 24 hours.

When is e-commerce funding right for your business?

Our e-commerce business loan can be a good option for one-time expenses on eBay or Amazon. Developing an e-commerce website, buy equipment or advertise your website would help to grow your business. If your business needs an extra boost in funds to help you expand your e-commerce operations or manage your current finances, an e-commerce loan can help you get your company on track.

With our one minute, no obligation application, you can find out quickly and easily how much you could borrow and what you could expect your repayments to look like. Simply use our E-Commerce Funding Calculator to help you decide if e-commerce funding is right for your business. You don’t have to worry about providing evidence of substantial capital or having collateral in order to secure your funding. We lend between £1,000 and £150,000 to limited companies, sole traders and (unincorporated) partnerships.

With our flexible loan terms and instant funding, you could have the extra funds your company needs with no strings attached. As a member of the National Association of Commercial Finance Brokers (NACFB), you can count on Merchant Money to be committed to serving you.

Get funding today


Speak to our team of experienced advisors, who will help you customise the best loan type for your business needs or with any other question.
Get approved for up to £500,000 today. Absolutely no hidden fees and no hassle!