E-commerce funding

  • Finance your online business up to £150k
  • Loans tailored to your business needs
  • 24-hour approval, 90% approval rate
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More information about e commerce business loans

At Merchant Money, we understand the complexity of running an online business. Whether you are an eBay, Amazon or any other online retail seller, we offer a variety of loans that will fit your online business’ needs.     

Our e-commerce funding is the ideal solution if you want to grow your business. Unlike other forms of business lending that can be comprised of a lengthy application process and rigid repayment policies, e-commerce funding is quick and simple.

When are e-commerce small business loans right for your business?

Our online seller loan can be a good solution for different reasons, but one-time expenses on for example eBay or Amazon are the most common. Use the ebay or amazon seller loans to develop an e-commerce website, buy equipment, advertise your website or the purchase of stock and equipment. This could help grow your business and give your business the boost needed.

We’ve also seen businesses use our ecommerce business loans for working capital. With their ebay busines loans they were able to manage cash flow constraints, operations and finances. Also, they used the ecommerce inventory financing to manage general cash flow obligations such as wages, tax and rents. These are just examples, we would always suggest to apply and we can then look at your situation and tailor our loans to your business’ needs. We’re here to help your business grow!

Reasons to apply for a short-term business loan from Merchant Money

With our one minute, easy applicaiton form, you can find out quickly and easily how much you could borrow and what you could expect your repayments to look like. Simply submit our online application form and our team will call you the same day to discuss your situation. We will then be able to tailor the funding to your ecommerce business’ needs.  You don’t have to worry about providing evidence of substantial capital or having collateral in order to secure your funding. We lend between £3,500 and £150,000 to limited companies, sole traders and (unincorporated) partnerships. Other qualifying criteria:

  • My online business is registered in the UK
  • My current debt obligations are affordable
  • I have a minimum of one year’s accounts
  • My annual turnover is £100,000
  • I don’t have a previously liquidated business with outstanding creditors
  • My director or shareholder is a homeowner and over 18 years of age

The advantages of e-commerce funding

Applying for e-commerce funding couldn’t be simpler with Merchant Money. We ensure that our e-commerce loans give you the flexibility you need when running a small business. With that in mind, we offer e-commerce funding for up to 36 months, but with no early settlement fee you can pay back your loan as soon as you like.

We offer competitive interest rates so you have the power to grow your business with your e-commerce funding rather than become burdened by it. Best of all, you could have the funding you need in less than a day, as we process all requests within 24 hours.

What our clients are saying

Martin Horner, Director of The Borough (hotel, pub & restaurant):

“Fortunately, Merchant Money understands my business and have assisted me in improving my facilities several times. The process is fast and simple, and the MM team is great to deal with. I will definitely partner with it again.’’

Dominic Boyett, Director EU Coffee Roasters:

”Our facilities are ideal for SMEs in the UK whose businesses are growing or have the potential to grow. Unfortunately, we can’t help startups. If you wish to apply for a business loan, we require your business to be trading for at least 1 year. We do offer an alternative for those businesses that accepts card payments: a merchant cash advance. This flexible product is specifically designed for businesses that accept card payments and is more suitable for startups as we require a minimum trading of 6 months.”

Merchant Money is a member of the Federation of Small Business (FSB) and a Patron of the National Association of Commercial Finance Brokers (NACFB). We are uncompromising in our principles, and practice ethical and responsible lending at all times.

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