Flexible
Business Finance
Number 1 provider of flexible business finance in the UK
We offer a variety of products which we can tailor to our clients’ specific needs. Whether you’re looking for a straightforward Business Loan or for more flexibility with a Cash Advance, we are here to help.
We like to keep things personable and real. We want to understand your needs and treat each business individually. We put you in touch with the decision makers.
By combining our personal evaluations with patented risk assessment technology, we can predict success fast. This allows us to give 24-hour decisions.
Our application process is quick and easy. Submit our 1-minute quote form and we will have a decision for you within 24 hours. Please note we require a minimum trading period of 6 months.
When it comes to securing business finance, it’s vital to make an informed decision. We’ve answered some of the most commonly asked questions to help you in that task.
We can provide you with an advance up to 120% of your average monthly card turnover, to use in any way your business needs. With a minimum amount of £3,500 and a maximum of £500,000.
Get up to 120% of your monthly card turnover upfront, then pay it back as you trade. You repay via a set percentage of future card transactions. The beauty of this product is that you repay at your own pace. You only repay when customers pay you.
3 months' bank statements Last 6 months' merchant statements In some cases we ask for filed accounts;
Over the years, economies worldwide have seen a significant increase in entrepreneurial ventures. Several of the world’s most lucrative businesses were sparked by one great idea. The idea was put into action, nurtured over time and grown into a fully-fledged company.
As a small business owner, the current economic climate can be quite daunting and unpredictable. This can become quite worrisome, but there are measures that we can take to safeguard against unforeseen circumstances that can lead to a business closing its doors.
Contrary to initial feelings debt is not always a taboo phrase in business, as we have all learnt in our adult life, to get credit, you need to show that you can manage it. The only way that this is done is by having a healthy and manageable amount of debt.
The term ‘secured loan’ has several defining characteristics. Typically, it describes a low LTV product, a property charge, a long processing time combined with high legal and valuation costs. It can work out expensive for your clients and is almost always a lengthy, time consuming process for everyone involved.
What is an SME? We hear the term over and over again, sometimes as much as the dreaded word ‘Brexit’. What does that actually mean? According to Companies House, a small business has a turnover of less than £6.5 Million and less than 50 staff.
So you’ve got your business plan. What’s next? A great idea and a lot of ambition aren’t enough to build a business you also need funding. With this realization comes the fact that, you’ll have to make some decisions about where to seek business funding.
Fast, reliable, friendly. Sound familiar? Phrases the lending market uses all too often. But are they? Looking at some of the rates of interest, they’ll certainly be friendly, possibly even fast, but reliable? flexible? Innovative? Not so sure about that.
Do you think running a business will be easy? Being your own boss, setting your own schedule, and following your dreams seem amazing in theory. But there are obstacles all business owners must overcome.
Ideally, your site is meant to bring in new customers and give returning customers a sense of familiarity. However, everything from bad design to technological issues may be negatively impacting your online performance.
Many business owners, over the years, have utilised personal credit cards to settle annual business tax. Unfortunately, legislation which has been instated since January 2018, now no longer allows this method of payment.